Negative items deleted in 15–30 days. Or your money back.
JJ Report Counseling is known for fast deletions. We only take on clients we're confident we can help. If we don't deliver, you get a refund within 45 days. No questions asked.
Free 30-minute call. You pay nothing until your disputes are submitted.
- 15–30 daysto get items deleted
- 45 daysmoney-back guarantee
- $0 upfrontpay after items are submitted
- 200+five-star reviews
Before & after
Real clients. Real score jumps.
Every number comes from a client's own Experian or Credit Karma screenshot. The screenshots are at the bottom of the page.
-
732
Experian
520→ 732+212 pts -
689
TransUnion
499→ 689+190 pts -
785
Experian
605→ 785+180 pts -
683
Experian
505→ 683+178 pts -
728
TransUnion
575→ 728+153 pts -
752
Experian
617→ 752+135 pts
These clients qualified. Find out if you do.
How it works
From free call to deleted items.
- 01
Book a free call
30 minutes with Jeremiah. He goes over your report and tells you straight whether we can take you on.
- 02
We submit first. Then you pay.
We file your disputes with Experian, Equifax and TransUnion, online and by mail. You don't pay until they're submitted. We're the only company that works this way.
- 03
Watch them come off
Items deleted in 15–30 days. If we don't deliver, you get a refund within 45 days. No questions asked.
200+ five-star reviews.
Real results, straight from client reports.
Experian 785 · +180 pts
Navy Federal · deleted
Experian 683 · +178 pts
Experian 781 · Very Good
Petal, Affirm · removed
Experian 752 · +135 pts
All three bureaus · in the 730s
TransUnion 728 · +153 pts
Experian 732 · +212 pts
The guarantee
Items deleted in 15–30 days. Or a refund in 45. No questions asked.
It's what we're known for. Once you're a client, we go to work. If we don't deliver, you get your money back within 45 days.
Free 30-minute call. Not everyone is a fit. Nothing due until your items are submitted.
Results
Straight from client reports.
Names and account numbers are hidden for privacy.
FAQ
Before you book
How fast will I see results?
We're known for getting negative items deleted in 15–30 days. If we don't deliver, you get a refund within 45 days. No questions asked.
Does everyone qualify?
No. We only take on clients we're confident we can help. The free call is where you find out.
How much does it cost, and when do I pay?
$375 to $750 depending on what's on your report. Most clients land around $500 for a full three-bureau sweep. You pay once, and only after we've submitted your disputes to the bureaus, online and by mail. We're the only company that submits first and bills after. Jeremiah gives you the exact number on the call.
Is the call really free?
Yes. 30 minutes, no cost, no obligation. Nothing is due until your items are submitted.
Will disputing items hurt my score?
No. Disputing an item on your credit report doesn't lower your score.
Which bureaus do you work with?
Experian, Equifax and TransUnion. All three.
The next screenshot on this page could be yours.
Items deleted in 15–30 days, or a refund in 45 days. No questions asked.
See if you qualifyFree 30-minute call with Jeremiah.